.skip-link{position:fixed;top:10px;left:10px;z-index:100;background:#fff;color:#191818;padding:12px 20px;transform:translateY(-200%)}.skip-link:focus{transform:none}
.insights-hero,.article-hero{color:#fff;background:#191818;padding:154px 0 62px}.insights-hero .eyebrow,.article-hero .eyebrow{color:#fff}.insights-hero .eyebrow::before,.article-hero .eyebrow::before{background:#c60e17}.insights-hero h1{max-width:850px;font-size:clamp(3rem,6vw,5.6rem);line-height:1.06}.insights-hero .lead{max-width:650px;color:rgba(255,255,255,.75)}
.insights-index{padding:64px 0 90px;background:#f7f7f5}.insight-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.insight-card{display:flex;flex-direction:column;padding:34px;background:#fff;border:1px solid rgba(25,24,24,.15);border-top:3px solid #c60e17;transition:border-color .2s}.insight-card:hover{border-color:#c60e17}.insight-card .insight-category{margin:0 0 20px;color:#a90c14;font-size:.875rem;font-weight:700}.insight-card h2,.insight-card h3{margin:0 0 18px;font-family:var(--serif);font-size:clamp(1.9rem,3vw,2.5rem);font-weight:400;line-height:1.12;letter-spacing:-.015em}.insight-card h2 a,.insight-card h3 a{color:#191818}.insight-card h2 a:hover,.insight-card h3 a:hover{color:#a90c14}.insight-card>p:not(.insight-category){margin-bottom:22px;color:#4c4c4c;font-size:1rem;line-height:1.65}.reading-time{margin-top:auto;color:#4c4c4c;font-size:.875rem}.insights-heading{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:36px}.insights-heading h2{max-width:780px;margin-bottom:0}.insights-heading>a{flex-shrink:0}.home-insights{background:#ededeb}.home-insights .insight-card h3{font-size:2rem}
.reading-wrap{width:min(780px,calc(100% - 48px));margin:0 auto}.article-hero h1{max-width:none;font-size:clamp(2.7rem,5vw,4.4rem);line-height:1.08;margin-bottom:25px}.back-link{display:inline-block;margin-bottom:35px;font-size:.9rem;text-decoration:underline;text-underline-offset:5px;color:rgba(255,255,255,.85)}.article-hero .eyebrow{display:flex;margin-bottom:20px}.article-meta{color:rgba(255,255,255,.72);font-size:.9rem;margin:0}.article-meta span{padding:0 8px}.article-body{padding-top:56px;padding-bottom:72px;font-size:1.125rem;line-height:1.85;overflow-wrap:break-word}.article-body p{margin-bottom:24px}.article-body h2{margin:52px 0 22px;font-size:2.4rem;line-height:1.15;letter-spacing:-.02em}.article-body h3{margin:34px 0 16px;font-size:1.2rem;line-height:1.45}.article-body strong{font-weight:700}.article-body ul{padding-left:24px;margin:26px 0}.article-body li{padding-left:5px;margin:12px 0}.table-scroll{max-width:100%;overflow-x:auto;margin:32px 0;border:1px solid rgba(25,24,24,.18)}.article-body table{width:100%;border-collapse:collapse;font-size:1rem;line-height:1.6;min-width:560px}.article-body th,.article-body td{text-align:left;vertical-align:top;padding:17px 19px;border-bottom:1px solid rgba(25,24,24,.14)}.article-body th{background:#191818;color:#fff;font-weight:600}.article-body tbody tr:nth-child(even){background:#ededeb}.article-body tbody tr:last-child td{border-bottom:0}.article-return{padding-top:28px;padding-bottom:28px}.article-return .text-link{font-weight:600;text-decoration:underline;text-underline-offset:5px}
a:focus-visible,button:focus-visible,summary:focus-visible,.table-scroll:focus-visible{outline:3px solid #c60e17;outline-offset:5px}
@media(max-width:960px){.insights-heading{align-items:start;flex-direction:column}.insights-hero,.article-hero{padding-top:130px}}
@media(max-width:640px){.reading-wrap{width:calc(100% - 36px)}.insight-grid{grid-template-columns:1fr}.insight-card{padding:27px}.insights-index{padding:38px 0 64px}.article-hero,.insights-hero{padding-bottom:42px}.article-body{padding-top:36px;padding-bottom:48px;font-size:1.0625rem;line-height:1.8}.article-body h2{font-size:2rem;margin-top:42px}.article-hero h1{font-size:2.7rem}.article-body th,.article-body td{padding:14px}.back-link{margin-bottom:27px}}