Explore Our Commercial Real Estate Loan Options
At ValueAssist Capital, we offer a range of commercial real estate loan options to help you achieve your business goals. Whether you need bridge financing, construction financing, or long-term financing, we have the solutions to meet your needs.
Bridge Financing
Short-term financing to bridge the gap between transactions.
Construction Financing
Funding for construction projects, from ground-up developments to renovations.
Bridge to Agency
Transition from bridge financing to agency financing seamlessly.
Conventional Bank Mortgages
Description
Traditional loans offered by banks, typically with competitive rates and longer terms.
Purpose
Purchase, refinance, or renovation of commercial properties
Criteria
Loan amounts typically range from $250,000 to$50M, terms of 5-25 years, with fixed or variable interest rates. Down payment usually 20-30%.
Private Commercial Mortgages
Description
Short-term loans used to "bridge" the gap between immediate funding needs and long-term financing.
Purpose
Property acquisition, renovation, or addressing immediate financial needs
Criteria
Loan amounts typically range from $250,000 to$50M, higher-interest rates, short terms (6 months to 3 years), often interest-only payments.
Bridge Loans
Description
Loans offered by private lenders, often with more flexibility but at higher interest rates.
Purpose
Short-term financing, bridge loans, or funding for unique properties
Criteria
Loan amounts range from $100,000 to $50M,higher interest rates, terms of 1-5 years, often with interest-only payments.
USDA B&I
Description
Loans backed by the U.S. Department of Agriculture to support business development in rural areas.
Purpose
Business expansion, modernization, or refinancing in rural communities
Criteria
Loan amounts typically up to $10M, terms up to 30years for real estate. Requires strong collateral and repayment ability.
Mezzanine Financing
Description
A hybrid of debt and equity financing, typically used to fill the gap between senior debt and equity.
Purpose
Supplementing primary financing for acquisitions, renovations, or developments
Criteria
Loan amounts typically range from $2M to $100M+,higher interest rates, subordinated to senior debt, often convertible to equity. Terms usually 1-3 years.
CMBS Loans
Description
Commercial Mortgage-Backed Securities; loans packaged and sold to investors.
Purpose
Acquisition or refinancing of stabilized commercial properties
Criteria
Loan amounts typically range from $2M to $100M+,fixed terms often 5-10 years, with amortization periods up to 30 years. Non-recourse with strict underwriting.
Freddie Mac / Fannie Mae Small Balance Loans
*Multi-Family Property Loans
Description
Commercial Mortgage-Backed Securities; loans packaged and sold to investors.
Purpose
Acquisition or refinancing of stabilized commercial properties
Criteria
Loan amounts typically range from $2M to $100M+,fixed terms often 5-10 years, with amortization periods up to 30 years. Non-recourse with strict underwriting.
Agency Loans
*Multi-Family Property Loans
Description
Loans backed by government-sponsored enterprises like Fannie Mae or Freddie Mac.
Purpose
Acquisition, refinancing, or rehab of multifamily properties
Criteria
Loan Amounts: typically range from $1M to $100M+,Loan Terms: 5-30 years competitive rates and amortization schedules. Loan-to-value (LTV) ratios around 75-80%.
HUD/FHA Loans
*Multi-Family Property Loans
Description
Loans insured by the U.S. Department of Housing and Urban Development (HUD) and Federal Housing Administration (FHA).
Purpose
New construction, substantial rehabilitation, or refinancing of eligible properties
Criteria
Loan amounts range from $2M to $100M+,long terms of up to 35-40 years, low-interest rates, non-recourse, high LTV ratios.
Conventional Construction Loans
Description
Standard construction loans offered by traditional banks with competitive rates and terms.
Purpose
Financing the construction of new commercial properties
Criteria
Loan amounts typically range from $1M to $100M+,competitive interest rates, terms of 6 months to 3 years, interest-only payments during construction. Often requires strong collateral and a solid exit strategy.
Mini-Perm Loans
Description
Short-term loans that provide temporary financing after construction is complete but before long-term financing is secured.
Purpose
Bridging the gap between construction financing and long-term permanent financing
Criteria
Loan amounts typically range from $1M to $50M,interest rates vary, terms usually 1-5 years. Often used to stabilize the property’s cash flow before securing long-term financing.
Land Development Loans
Description
Loans for preparing raw land for construction, including infrastructure, zoning, and environmental compliance.
Purpose
Financing land development costs such as grading, roads, and utilities
Criteria
Loan amounts typically range from $500,000 to $50M,higher interest rates, terms of 1-5 years. Funds are often released based on project milestones.
Bridge Financing: Unlocking Opportunities for Commercial Real Estate
Bridge financing provides short-term funding to bridge the gap between the purchase of a new property and the sale of an existing one. With ValueAssist Capital, you can seize lucrative real estate opportunities without waiting for traditional financing.
Fast and flexible funding for property acquisitions
Competitive rates and terms tailored to your needs
Streamlined approval process for quick access to funds
Construction Financing: Unlocking Opportunities for Growth
Our Construction Financing solutions provide the capital you need to fund your construction projects, with flexible terms and competitive rates. Whether you're a developer, contractor, or investor, we can help you navigate the complexities of construction financing and unlock opportunities for growth.
Key Features
Flexible terms and competitive rates for construction projects of all sizes.
Advantages
Streamlined application process and dedicated support from our experienced team.
Bridge to Agency: Streamline your commercial real estate financing process with our expert guidance.
Our Bridge to Agency program offers a seamless transition from short-term financing to long-term permanent financing for your commercial real estate projects. With our extensive network of lenders and industry expertise, we can help you secure the best terms and rates for your specific needs. Enjoy the benefits of flexible loan terms, competitive rates, and a simplified application process. Contact us today to learn more and start your commercial real estate financing journey.
Commercial Bridge
Our Commercial Bridge financing option provides short-term funding for real estate projects, offering quick access to capital to bridge the gap between the purchase of a property and the long-term financing solution. With flexible terms and competitive rates, our Commercial Bridge loan is designed to meet the unique needs of real estate investors and developers, providing them with the financial flexibility they need to seize opportunities and maximize returns.
Fast and flexible funding for property acquisitions
Competitive rates and terms tailored to your needs
Streamlined approval process for quick access to funds
Explore Permanent / Long Term Financing Solutions for Your Commercial Real Estate Projects
Flexible Financing Options for Your Commercial Real Estate Investments
Our Permanent / Long Term Financing options provide you with the capital you need to fund your commercial real estate projects, whether it's for small balance properties or large-scale developments.
Customized Solutions for Your Commercial Real Estate Financing Needs
We understand that every commercial real estate project is unique. That's why we offer a range of financing options tailored to your specific requirements.
Competitive Rates and Flexible Terms for Commercial Real Estate Loans
With our Permanent / Long Term Financing solutions, you can take advantage of competitive interest rates and flexible repayment terms that suit your financial goals.
Small Balance Commercial Loans: Eligibility and Benefits
Learn more about Small Balance Commercial Loans, including eligibility requirements and the benefits they offer to businesses.
Commercial Bank Loans: Unlock Your Business Potential
Our Commercial Bank Loans provide the financial support you need to grow your business. With competitive interest rates and flexible repayment terms, we help you unlock your business potential and achieve your goals.
Unlock Opportunities with CMBS Loans
CMBS Loans provide a structured financing solution with numerous advantages. Discover how they can benefit your commercial real estate projects.
Structure
Diversify your funding sources and access capital for large-scale commercial projects.
Advantages
Enjoy competitive interest rates, longer loan terms, and non-recourse financing options.
Discover the Benefits of Agency Loans for Your Business
Agency Loans provide businesses with flexible financing options and competitive interest rates, making them an ideal choice for commercial real estate projects.
Benefits:
Lower interest rates compared to traditional bank loans.
Features:
Long-term financing options for commercial properties.
HUD Financing: Unlocking Opportunities for Commercial Real Estate
HUD Financing offers unique features and advantages for commercial real estate projects. With its flexible terms and competitive rates, it provides a reliable funding solution for developers and investors.
Flexible Financing Solutions for CRE
Unlock the potential of your commercial real estate