Are you looking for a stated income commercial real estate loan that will help you take advantage of real estate purchasing opportunities and/or projects? You’ve come to the right place. Here at ValueAssist Capital, we have a variety of loan products that can help you meet your real estate purchasing goals.

The Benefits of a Stated Income Loan

Before you apply for one of our stated income commercial real estate loans, it is wise to familiarize yourself with our loan details. They include:

• Large loans (up to $500,000) are possible, based on qualifications
• All types of properties are welcome to apply
• A qualifying credit score of at least 600 is necessary
• Our loans come with fixed, low rates and are amortized

It’s possible to get a loan-to-value of 65% or more, depending on the type of property you are financing as well as your credit profile. When you apply, please remember to bring self-employment documentation or your W-2. We give you a lot of freedom regarding how you use the funds you receive from us. Some of our borrowers use their loan approvals to help them consolidate debt, purchase commercial real estate properties, or simply build up working capital.

How Stated Income Loans Are Different from Regular Loans

There are a few differences between stated income loans and the loans you’re probably used to getting. Stated income loans can be given to individuals who don’t have great credit profiles, whereas traditional loans typically require you to have a very good credit score. A stated income loan is offered based almost solely on property value. If the property you’re buying has a high property value, you will likely qualify for a stated income loan.

Contact Us

If you’re ready to apply for a stated income commercial real estate loan, we’re ready to answer any remaining questions you may have. Contact us today and let’s chat about your loan needs.